Loan Conditions
Discover all the financing options for your agricultural equipment.
Flexible solutions tailored to your business.
Eligibility Conditions
The criteria required to obtain financing for personal and real estate loans
Age
Between 18 and 70 years old at the time of subscription
Activity
Have a remunerative income-generating activity
Residence
reside in one of the countries of the European Union or in Canada
Income
have a regular daily, weekly or monthly income.
Debt
Debt ratio below 60%
Banking incident
Absence of major banking incidents
The criteria required to obtain financing for agricultural loans
Age
Between 18 and 70 years old at the time of subscription
Activity
Registered agricultural operator or agricultural company
Ancienneté
Minimum 1 year of agricultural activity
Income
Regular and sufficient income for repayment
Debt
Debt ratio below 60%
Banking incident
Absence of major banking incidents
Supporting Documents
Documents required to complete your financing application file
- Valid ID or passport
- Proof of income
- Last year's accounting balance sheets for farmers
- Bank statements for the last 3 months
- Detailed quote for equipment for farmers
- Proof of address
- Kbis extract (for companies)
Practical advice
To speed up the processing of your file, we recommend that you:
- Prepare all documents in advance
- Check that all documents are up to date
- Scan your documents in high quality
- Plan a detailed quote for your equipment
Frequently Asked Questions
Answers to the most frequently asked questions about our terms and conditions
Can I get financing if I'm young?
Yes, we offer preferential conditions for young people (under 40) with reduced rates and adapted repayment terms.
How long does it take to process a file?
The average processing time is 24 to 48 business hours for a complete file. This time can be reduced to 12 hours for priority files or in cases of emergency.
Are there any application fees?
Fees are paid after the loan agreement is signed to avoid any problems that may have arisen with previous clients.
The application fee is €150 for financing amounts of €7,999 or less. The fees are distributed as follows:
8000 à 19999 €
The fee is €200
20000 à 39999 €
The fee is 250 €
40000 à 59999 €
The fee is 300 €
60000 à plus
The fee is500 €
Can I repay early?
Yes, early repayment is possible at any time without penalty for loans over €10,000. Reduced penalties apply for lower amounts in accordance with current regulations.
Is there a loan insurance policy?
Loan insurance policy is recommended
Our Advantages
Why choose ROYALSOLUT for your financing?
Quick Response
Response in principle within 24 hours maximum
Competitive Rates
The best rates on the market
Flexibility
Adapted deadlines
Accompaniement
Personalized monitoring by a dedicated advisor